Open enrollment is underway in Delaware for the 11th year of the Health Insurance Marketplace under the Affordable Care Act.
This year, four insurers are offering a total of 55 plans for consumers to consider. Delawareans are encouraged to shop and compare at www.healthcare.gov
“If a person chooses a plan between now and December 15th, they will have an opportunity to have coverage for a full year that starts January 1st,” U.S. Health and Human Services Region 3 Administrator Melissa Herd said in Wilmington.
Herd also explained why it’s important for Delawareans to review their options: “It’s because your healthcare needs change, and plans change. You want to be able to look at the plans that are available and see what best fits your needs.”
“As recently as the 2022 plan year, Delawareans had just one insurer and 12 plan options to choose from. This Open Enrollment, you’ll find four carriers and more than 50 plan options. Improving health care accessibility and affordability across our state is one of my top priorities, and I’m proud that our work has led both options and enrollments to an all-time high,” Delaware Insurance Commissioner Trinidad Navarro said. “I encourage you to contact your trusted navigators so you can find the right plan for the coming year.”
Additional guidance and resources were provided by Delaware Health and Social Services:
Consumers can go to HealthCare.gov or CuidadodeSalud.gov now to explore their options for 2024 coverage, and they can enroll anytime between Nov. 1 and Jan. 15, 2024.
Delawareans who need help enrolling in coverage will have access to free in-person assistance from federally funded and trained specialists at Westside Family Healthcare (statewide) and Quality Insights, Inc., (New Castle and Sussex counties) and by certified application counselors at Henrietta Johnson Medical Center in Wilmington and La Red Health Center in Georgetown. Westside and Quality Insights each received increased federal funding for navigators to help people enroll for coverage.
State-licensed insurance agents and brokers are also available to help individuals re-enroll and to help employers update their coverage, at no extra charge.
For more information, go to www.ChooseHealthDE.com. Delawareans can enroll in marketplace coverage at HealthCare.gov or by calling 1-800-318-2596 (TTY: 1-855-889-4325).
In addition to the Health Insurance Marketplace, some residents might be eligible for coverage though Delaware’s expanded Medicaid program, which is open year-round. To be screened for or to apply for Medicaid benefits, visit Delaware ASSIST.
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